Remember when Democrats promised that if you liked your plan or your doctor you could keep them? Now they’re pushing another bogus claim, accusing Republicans of wanting to take away health insurance protections for people with pre-existing conditions.
Here’s the truth: everyone — Republicans and Democrats — support protecting people with pre-existing conditions.
Way back in 2009, Republicans proposed a health care plan “to guarantee all Americans, regardless of pre-existing conditions or past illnesses, have access to affordable coverage.” A 2009 news report noted that President Obama’s plan to provide insurance coverage to Americans with pre-existing conditions would “borrow from” Senator John McCain’s 2008 platform. When Democrats presented the framework of Obamacare in September 2009, the Republican response laid out “four important areas where we can agree.” The very first one was that “All individuals should have access to coverage, regardless of pre-existing conditions.”
Republicans supported these protections then, and they continue to support them now. The reason Democrats are claiming otherwise and trying to rewrite history is simple: They’re trying to protect the status quo created by Obamacare and set the stage for a single-payer health care system. They’re using the nine pages of Obamacare that deal with pre-existing conditions to defend the entire law — all 961 pages.
That’s silly. We don’t have to protect Obamacare to protect people with pre-existing conditions. I have introduced and supported other legislation to achieve that goal. And further, many people with pre-existing conditions have been losers under Obamacare.
One Colorado woman with a pre-existing condition had been covered by a high-risk pool for years, but her insurance plan was canceled under Obamacare. “Since then, my premiums skyrocketed. In 2017, I paid $735 a month with total out-of-pocket costs of $5,500. In 2018, my premiums went up to $1,100 a month with a deductible of $6,300,” said Janet. “I have to spend $19,500 before my insurance pays anything, and it doesn’t cover all my prescription costs. My old plan was almost a third of what I have to pay now.”
After four-year-old Colette in Virginia was diagnosed with cancer, her family became entangled in a nightmare of insurance company red tape that reflects both problems with Obamacare and the risks of letting the political uncertainty around health care continue. Their only option for health insurance did not cover the only local hospital with a pediatric cancer unit. They had to consider moving to a new zip code just to get the coverage they needed.